Estate & Corporate Planning
Executive Benefits
Executive Financial Planning
Providing ongoing Financial Management Oversight (FMO) including:
Estate Planning - Estate Conservation, Planned Charitable Giving, Use of Wills &
diverse types of Trusts
Tax Management - Tax Efficiency, Tax Avoidance & Minimization
Investment Management - Institutional Managers, ETFs, Individual Stock
Insurance & Risk Management
Retirement Planning
Education Planning
High Limit Disability Income
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Exceeds Group Long Term Disability benefit limits
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Managing tax treatment of disability benefits
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Multi-Life Discounts/Streamlined Underwriting
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Portability
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Disability Buy-Out & Business Overhead Expense (Closely Held Companies)
A way to attract, reward, retain and retire key executives by providing customized employer funded and employee salary deferral plans.
Benefits to the employer:
Corporate Cost Recovery
Discriminatory
Golden Handcuffs
Benefits to Employee:
Exceeds funding limits of Qualified Plans
Tax Deferral
Not treated as a dividend for income tax purposes